Privacy Policy
Last updated: 06.08.2024
Interpretations and Definitions
The following definitions shall have the same meaning regardless of whether they appear in singular or plural.
• Online Business Training Programs (“company”, “I”, “we” or “us”) refers to this website, Tennessee, United States.
• Service refers to the website.
• You refers to the individual accessing the service, the website, or other legal entity on behalf of which such individual is accessing or using the service, as applicable.
• Website refers to Online Business Training Programs, accessible from www.onlinebusinesstrainingprograms.com
We are committed to respecting the privacy of your personal information. This privacy policy describes what information is collected from you on www.onlinebusinesstrainingprograms.com (hereinafter the “Website”) and how it is used. This privacy policy applies to this website and any information, products, or services that we offer.
By visiting and using the website, you accept and agree to be bound by this privacy policy. Your continued use of the website after posting any changes to our privacy policy constitutes your acceptance of those changes and updates. You must not access or use the website if you do not wish to be bound by this privacy policy.
Children’s Privacy
This policy is in accordance with the Children’s Online Privacy Protection Act (“COPPA”). This website’s information and content are only intended for people over the age of 18. This website is not intended for children under the age of 18 without prior parental or guardian consent. We do not knowingly collect, use, or disclose personal information from children under the age of 18. If you believe that personal information was collected without parental or guardian consent from a child under the age of 18, please contact us to have that information deleted.
What Information We Collect and How It Is Used
When you access the website, you may provide certain personal information including but not limited to your name, phone number, email address, mailing address, avatar image, and/or credit card information when purchasing on the website. This information is collected when you register on the site, place an order, subscribe to a newsletter, contact us, use the search feature on the website, provide comments or any other feedback, fill out a form, enter a live chat, or enter any other information on the website to communicate with us. We may also collect information that you submit when you participate in any online surveys that we post on our website.
Your personal information is used to personalize your experience, improve the website to better serve you, provide customer service support, efficiently process your requests or transactions, tailor advertisements to you, elicit reviews of services or products, provide you offers, promotions and to follow up with you through correspondence (email, live chat, or phone). We may also use this information to provide you with offers and promotions from our partners and/or our affiliates in exchange for a commission without additional cost to you.
Google Analytics
Just like other websites, this website automatically collects certain information about you through Log Data and Google Analytics. Log Data is information about your computer’s Internet Protocol Address, which is your “IP” address, browser information, Internet Service Provider’s information, your operating system, and your browser type. Similarly, Google Analytics collects certain information about your location, browsing history, pages you visit, the equipment you used to access the website, traffic patterns, and other general patterns related to your use of the website.
This information is used to analyze website statistics related to user behavior and interests, improve our performance and your use of the website, and to further enhance our products and services offered to you. Please see Google’s privacy policy and terms to learn more about their practices.
Comments and Social Media
If you leave a comment, the comment and its data are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. When you leave a comment, your name, email address, and website/organization name are not shared with a third party and may be used to communicate with you.
Social media accounts and sharing options are available on this website. Social media sites, like Facebook, Twitter, YouTube, Pinterest, and others, can track your personal information. Should you choose to interact with us on social media, please note that you will be voluntarily disclosing that personal information. We have no control over and take no responsibility for the use, storage, or dissemination of such publicly-disclosed personal information by you. Any such interactions via comments and social media with us do not subject us to any liability related to the misuse of your information by others.
Use of Cookies
The website may use cookies to facilitate your use of the website. Cookies are files with small amounts of data including an anonymous unique identifier that a website sends to your computer’s hard drive when you are viewing the website. Just like other websites, we automatically collect some non-personally identifiable information including but not limited to your IP address, geographic location, language preference, date, and time of visitors. Some features of our website may use Flash cookies, which are small files stored on your computer by websites that use Adobe Flash Player. They can store data such as preferences, settings, and usage information like which pages you visit.
The main difference between traditional cookies and flash cookies is that they are not managed through the browser but locally on your computer. If you leave a comment on our website, you may opt-in to save your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment.
If you have an account and you log in, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
We may use cookies for other various reasons such as optimizing and personalizing your browsing experience, website analytics, saving your preferences and settings for future use, delivering ads based on your likings and interests, and affiliate marketing. This information is only collected to better serve and understand your user experience on the website. You have the option of turning off cookies on your computer should you wish to do so. If you choose to do that, you may not be able to view all the features and content of this website.
Web Beacons and Pixels
In conjunction with the use of cookies, third parties may also use web beacons, which are also known as clear GIFs, web bugs, or pixel tags to collect general information about your use of our website. They monitor user activity and are used to track customer behavior data. This information may be relevant to third parties, such as ad networks, used on the website to tailor ads based on your behavior and interests.
We may use social media pixels to track and collect general information about your use in compliance with different social media sites, like Facebook, Twitter, Pinterest, and others, for the purpose of promoting products, tracking conversions, remarketing, running target advertisements, and so forth. Third parties, like Facebook, may use their own cookies, web beacons, and other technologies to collect and receive information from our website for the purpose of providing target advertisements. You may see our ads on Facebook, YouTube, or more after you have visited our website.
Affiliate and External Links
We may include, offer or advertise third-party links, products, or services on the website. Once you click on a third-party link and leave this website, you are no longer bound by our privacy policy and terms and conditions. Articles on this website may include embedded content (e.g. videos, images, advertisements, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
We may use Google AdSense advertising along with any other third-party advertising on the website. Google is a third party that also uses cookies to serve ads on the website for the purpose of providing a positive user experience. Third-party vendors such as Google use cookies to serve ads based on a user’s prior visits to the website. For more information on Google’s privacy practices, you can visit their privacy policy.
We have no control over these third parties as they have their own privacy policies. We are not responsible for the activities and practices of these third parties. You agree that your use of these third-party websites is solely at your risk.
Amazon Associates Program
We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Disclosure of Your Information
As a general rule, we do not disclose your personal information to third parties without your consent with the exception of the following circumstances:
1. We may disclose your information to third parties that work with us such as our website hosting providers, email marketing service provider, and any other affiliates and subsidiaries we rely upon to provide you products and services offered here.
2. We may disclose your information to contractors or third parties we use to support our business. These parties may use your data only to provide the services requested by us and for no other purpose, and they are bound by contractual obligations to keep your information confidential.
3. We may disclose your information in order to comply with state or federal regulations related to copyright infringement lawsuits or any other legal claims related to the website.
4. We may disclose your information to enforce our website, product, terms and conditions, terms of sale, or any other agreements we may have entered into for billing and collection purposes.
5. We may disclose your information to our successor and/or acquiring parties in the event of a merger, acquisition, restructuring, dissolution or partial sale in the future. Your personal information will be transferred to the acquiring parties in accordance with this privacy policy.
Email Marketing
You have the option of opting in or out of our email list. By subscribing and opting in, you agree to receive newsletters, updates, messages, promotional materials, and any other content related to this website. When you send an email, your email message along with your email address and responses are saved for communication purposes. This information is kept confidential and we do not share, sell or trade your information with third parties except as otherwise stated in this privacy policy.
If you are in the European Union and opt-in to receive any of our free products or services and/or purchase any products or services through our website then you will be subscribed to receive our email newsletter once you affirmatively consent to it. Please see the opt-out section below should you wish to “unsubscribe” and not receive any emails from us.
If you are not in the European Union then you will be automatically subscribed to receive our email newsletter once you opt-in to receive any of our free products or services and/or purchase any products or services through our website. Please see the opt-out section below should you wish to “unsubscribe” and not receive emails from us.
Opt-out
We comply with the CAN-SPAM Act of 2003 and do not spam or send misleading information. Should you wish to no longer receive emails/texts from us, you have the option of unsubscribing by clicking “unsubscribe” at the top or bottom of the email/text we send to you or by contacting us. As for third-party websites, you can review their terms and conditions to find out more about their practices. We are in compliance with the GDPR along with the email marketing service we use to collect your data.
GDPR Visitor Rights (For EU and UK Customers and Visitors)
If you are located in the European Union (“EU”) or the United Kingdom (“UK”), you are entitled to certain rights and information listed below under the General Data Protection Regulation (“GDPR). We will retain any information you choose to provide to us until the earlier of:
1. You ask us to delete the information by sending a request by email. Please be aware that such requests may result in you no longer being able to access paid or free content previously provided to you.
2. Our decision to cease using our existing data providers.
3. The company decides to no longer be in business or continue to offer services.
4. The data is no longer needed to provide you service or the company finds it outdated.
You have the right to request access to the data that we store, where you have access to your personal data. You have the right to either rectify or erase your personal data. You have the right to verify the accuracy of your personal data and have it corrected or removed completely. You have the right to seek restrictions on the processing of your data. Please note, when you restrict the processing of your data, we can store your data but cannot process it further.
You have the right to object to the processing of your data in certain circumstances including but not limited to direct marketing, scientific or historical research purposes, statistical purposes, automated decision-making, tasks based on legitimate interests, or in the public interest of official authority. You have the right to request your personal data from us and transfer it to another controller. If you have provided consent to the company’s processing of your personal data, you have the right to withdraw that consent at any time without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal. You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the GDPR. We require only the information that is reasonably necessary to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.
Legal Basis for Processing Data Under The GDPR
Under the GDPR, we may process your data under the following legal basis:
• Consent, when you give us clear consent to process your personal data for one or more specific purposes.
• Contractual Necessity, when processing your personal data is necessary to fulfill a contract with you.
• Legal Obligation, when the processing of your personal data is necessary to comply with the law such as data related to taxes or employee records.
• Vital Interests, when the processing of your personal data is necessary to protect your life or health.
• Public Interests, when the processing of your personal data is necessary for the performance of a task carried out in the public interest or for official functions.
• Legitimate Interests, when the processing of your personal data is necessary to further our legitimate interests such as marketing activities.
Your State Privacy Rights
State consumer privacy laws may give their residents additional rights in terms of how we use their personal information. These privacy rights vary depending on the local laws that apply to you. California, Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:
• Confirm whether we process their personal information.
• Access and delete certain personal information.
• Data portability.
• Opt-out of personal data processing for targeted advertising and sales.
California, Colorado, Connecticut, and Virginia also provide their state residents with rights to:
• Correct inaccuracies in their personal information, taking into account the information’s nature processing purpose.
• Opt-out of profiling in furtherance of decisions that produce legal or similarly significant effects.
Nevada provides its residents with a limited right to opt out of certain types of personal information being sold by a business. The opt-out option does not apply to all types of data, however; it does protect sensitive medical or financial data. Please be aware that we do not sell data that triggers the opt-out requirements of that statute.
California Consumer Privacy Act (CCPA) and Privacy Rights Act (CPRA) Compliance and Your Legal Rights
If you live in California, you have additional rights under California law.
1. You have the right to know the categories of personal information we have collected or disclosed about you to third parties.
2. You have the right to opt out of the sale or sharing of your personal information with third parties. If you are under the age of 18, you have the right to opt into such sales with parental or guardian consent or to have a parent or guardian opt-in on your behalf.
3. You also have the right to access your personal information, which we will provide within 30 days of such a request.
4. You have the right to know what personal information is collected from you and how it is used.
5. You have the right to correct your personal information.
6. You have the right to have your personal information deleted, subject to exceptions.
7. You have the right to equal service, price, and no discrimination.
8. You have the right to data portability, the right to request your personal information and use it for your own purposes.
9. You have the right to consent and/or limit the use and disclosure of your sensitive personal information.
Categories of Personal Information Collected and Disclosed
The types of personal information we collect and how it’s used are listed above under the CCPA/CPRA, the following categories of personal information may have been collected and disclosed for business purposes in the previous 12 months:
• Identifiers such as your name, phone number, email address, mailing address and other similar identifiers.
• Protected classification characteristics such as your age, gender, religion, and disability information.
• Commercial information such as your use of our products and services.
• Internet/Network information such as your IP address, search history, browser, and device information.
• Geolocation data such as the information about your physical location or movements
• Sensory information such as audio, electronic, photos, or other visual information.
• Professional/Employment information such as your job history, including previous employers and performance evaluations.
• Biometric information such as fingerprints, faceprints, voiceprints, genetic and physiological activity patterns. We do not collect any biometric information from you.
• Education information such as records related to your educational institution (grades, transcripts, class lists, student schedules, and so forth). We do not collect any such educational information.
• Inferences such as information reflecting your interests, preferences, characteristics, physiological trends, and abilities.
• Other personal information such as information provided by you directly when you fill a form on our website, register for an event scheduled by us, post a comment on our website or social media, make a purchase from us, your account login or credentials allowing you to access a product or account, telephone number, and any other information you provide to us.
• Sensitive personal information such as your social security, driver’s license, state identification card, or passport number. We do not collect this sensitive personal information from you.
How We Collect Your Personal Information
We collect this personal information directly from you, your browser or device, use of cookies, service providers, our business partners, affiliates, or third parties. We do not sell your personal information to third parties. However, we use the information we collect for various purposes depending on how you interact with us. These purposes include:
• To provide our services or products to you including invoices and statements.
• To create, maintain or secure your account with us.
• To process your requests, purchases, transactions, and payments.
• To communicate with you about your account and our products/services.
• To market or advertise new products and promotions to you via email or other social media, to answer your questions, and to understand your needs and preferences.
• To improve our website, products, services, content, and advertising to personalize them to your interests and preferences.
• To better understand the demographics of our users, analyze data and usage trends.
• To share our content, products, services, and your experience working with us with friends and followers on social media.
• To hire or evaluate you as a candidate when seeking employment with us.
• To protect our website, products, and services from misuse and to ensure security.
• To process payments or to prevent theft and fraud.
• To transfer business in any merger, acquisition, reorganization, sale of assets, and/or bankruptcy where we may sell, transfer or share some of our business assets including information related to our customers. In those instances, you will be notified of such ownership changes as well as the rights you have regarding your personal information.
• To comply with legal requirements and to enforce our terms and agreements with you.
• To assess or carry out a merger, dissolution, restructuring, reorganization, or other sale or transfer of some or all of our assets, whether as part of a bankruptcy or similar proceeding, in which personal information about our website users, including our email list, is one of the assets transferred.
We may also use your information in other ways for which we provide specific notice at the time of collection. We may combine different types of information that we collect about you for any of the purposes described above. Please be advised we do not sell your personal information to third parties and have never sold your personal information. We do not intend to sell your personal information in the future either.
Under the CCPA and CPRA, you still have the right to opt out of sharing your personal information and send us a “do not sell or share my personal information” request. Only you, as the person registered with the California Secretary of State, or someone you authorize to act on your behalf, can make such verifiable consumer requests related to your personal information.
The above-mentioned California privacy rights are not absolutely guaranteed because there are some exceptions that allow us to refuse your request. We are only required to respect these rights if we are acting as a business under the CCPA/CPRA and the requested rights have been granted and applied to you under the CCPA/CPRA.
California’s “Shine The Light” Act
Pursuant to California’s “Shine the Light Act,” you are permitted to request information about the manner in which we share certain categories of information with third parties for their marketing use. We may disclose your personal information to our affiliates or other related third parties such as service providers and/or vendors for their use in marketing to you, so we can provide the products/services offered on this website to you. When we disclose such information, your personal information is still kept confidential and between us and that third party. It is not used for any other purpose that’s not permitted under the laws.
If you would like to exercise any of your rights, please submit a verifiable consumer request by filling out the “Do Not Sell or Share My Personal Information” form or sending us an email at onlinebusinesstrainingprograms[@]gmail.com. Please include your relationship to the company, first and last name, email address, mailing address, and country so we are able to properly address your request.
Please Note: We cannot respond to you or provide you with any personal information unless we are able to verify your identity and confirm that the personal information provided relates to you. We will respond to your request within 30 days of receipt.
Do Not Track Signals
This privacy notice for California residents supplements the information included in the previous sections of this privacy policy. California and Delaware law also requires us to state whether we honor “Do Not Track” settings in your browser regarding targeted advertising. Please note, we do not monitor or respond to Do Not Track browser requests. You can also enable or disable Do Not Track in your browser. This is a setting that tells websites not to track your online activities. To enable or disable it, go to the “Privacy” or “Security” tab in your browser’s settings menu. Depending on which browser you’re using, you may find the option under “Do Not Track Requests” or something similar.
Data Retention
We will retain your information as long as necessary to fulfill the purposes outlined in this privacy policy unless a longer retention period is required or permitted by law. We may also retain and use your information to continue offering you products and services, comply with legal and accounting obligations, resolve disputes, and enforce our agreements.
Security
The security of your personal information is important to us, and we strive to follow general commercial industry standards to protect your personal information submitted to us voluntarily and automatically. However, no method of transmission over the Internet is 100% secure and we cannot guarantee the absolute security of your information. When you make a credit card purchase (or purchase through any means) on the website, you will be directed to a third party vendor to complete the transaction. Any information you provide during the checkout process is not stored on our website but instead provided to the third party vendor that completes the purchase transaction.
By using this website, you agree to hold us harmless for any security breach and for any unauthorized use of your personal information by third parties. You also agree that we cannot be held responsible for any disclosure of your information through our website without our knowledge and consent.
Privacy Policy Updates
This privacy policy is effective as of 06/08/2024 and will be updated and modified as needed. You are responsible for visiting this page periodically to check for future updates to this policy. Any modifications to this privacy policy will be effective upon our publishing of the new terms, and your continued use of our website after the posting of any updates constitutes your acceptance of our updates.